Online Payment Gateway, Personal Loan, Point of Sale


ftcash is one of India’s fastest growing financial technology venture, recognized by Forbes, which aims to empower micro-merchants and small businesses through financial inclusion using digital payments and loans.

ftcash provides a software and hardware based full-stack payment solution to small merchants to initiate digital payments in less than 5 minutes. In addition, ftcash uses its proprietary algorithm to understand the credit-worthiness using their transaction flow data on the payments platform along with several other data points which can be leveraged to provide underserved SMEs with institutional finance. After disbursement of loans, the collections is done using the payments platform for their future receivables.


The company was launched in Mumbai, India in mid-2015. It was incubated by PayPal and is currently in a strategic partnership with MasterCard to enable merchant services globally. The team comprises of senior executives from Deutsche Bank, Capital One, World Bank, KPMG among others with a pedigree from Wharton, Harvard, IIMs, IITs etc.

ftcash was awarded by HRH Prince William and Kate Middleton as a winner at the UK Trade and Investment – Great Tech Initiative. Most notably, ftcash was recognized for its work in financial inclusion by President of India at Pitch@RB, TechCrunch Disrupt Battlefield, Berlin, Singapore Fintech Festival and Abu Dhabi Fintech Festival. The company has also won several other accolades that include Mastercard Global StartPath, IBM Fintech Smart Camp, Red Herring Asia 50, NTT Data Open Innovation, IIM Ahmedabad CIIE-IIFL Fellowship, KPMG Hot 100 Startups, NASSCOM Emerge 50, iSPIRT InTech 50, The Fintech20 India, mBillionth Award South Asia, ISB-SAP Social Enterprise Jumpstart, Action for India 100, Village Capital Program among other accolades. It was selected for World’s first Impact Investment Show – The Real Deal on NDTV and Young Turks on CNBC.